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Monthly Premiums

The chart below reflects the monthly premiums, rounded up to the nearest dollar, based on the insured's gender and age.  Because this is an accidental death policy, the insured's health is not an issue. The policy will stay in effect until the insured's 80th birthday.  You can choose any amount of coverage between $100,000 and $500,000.

  • For those who want a death benefit that exceeds $500,000, this can be done by stacking multiple policies from multiple carriers.
  • In a collision with a motor vehicle, as a driver, a passenger, or a pedestrian, the payout is increased by 25%. If the death occurs on a common carrier, the payout is increased by 100%.
  • A common carrier is a person or a commercial enterprise that transports passengers or goods for a fee and establishes that their service is open to the general public. Typical examples of common carriers include a shipowner, railroad, airline, taxi service, etc.
  • This policy, underwritten by Mutual of Omaha, pays out for all accidental deaths, except in the cases of suicide, during the commission of a crime, or if you were under the influence of substances beyond legal limits.
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